Underinsured Motorist Accidents

Underinsured or Uninsured Motorists in New York

There are lots of uninsured motorists on the streets of New York City and the surrounding region. These drivers ignore the requirements, can't afford insurance, or think that they do not need it. They are wrong--the fact that you have had an accident with an uninsured motorist is proof of that--but the scene of an accident is not the place to argue this point. Your own insurance coverage usually provides coverage for medical expenses in the event of an accident with an uninsured motorist. Even if the other driver was at fault, your insurance policy will cover your medical expenses in the event you are hit by an uninsured motorist. You will receive some compensation under New York's uninsured motorist law.

Experienced with uninsured and underinsured motorist claims

At the Manhattan law firm of Shandell, Blitz, Blitz, & Ashley, our attorneys have handled many claims arising from accidents with uninsured and underinsured motorists. We determine liability for the accident, an important concern in uninsured motorist cases. We complete all the paperwork on your behalf. We consult with your physicians and other experts to make sure that you claim the maximum compensation possible for your injuries. If you have been in an accident with an underinsured or uninsured motorist, contact our lawyers for a free initial consultation. Call 646-736-0959 to learn about your rights under New York's uninsured/underinsured motorist laws.

Underinsured motorist coverage

If you are in an accident with an at-fault driver whose liability insurance is less than your medical expenses, we can help you file a claim with your insurance company if you have underinsured motorist coverage. In underinsured motorist cases, you are paid first from the at-fault party's insurance. When that is exhausted, your underinsured motorist coverage applies. Not all drivers have underinsured motorist coverage in New York, so check your policy to see if you are covered.

If you are in an accident with uninsured or underinsured motorist, it is important to consult with a lawyer knowledgeable about New York's insurance laws. We will review your insurance policy to determine your levels of uninsured and underinsured motorist coverage. Contact our Manhattan law firm to learn how we can help you after an auto accident with a motorist without adequate insurance.